Exploring some of the most difficult questions about your finances

Lets start from the basis that you’d rather not run out of money shall we? I can help you work out how much you need whilst still being able to juggle all the complexities of modern living.

If, together, we can determine how much you need to ensure you never run out of money - I can show you how much you need to save, the return you need and how, in a sensible, low cost way and risk managed way.

Do people retire these days? What even is retirement? Its certainly not a gold carriage clock and rarely a guaranteed index linked pension. People in their 50s and 60s often want to stop doing the things which have become a drag and do more of the things they love the most. I can help show you how to prepare for this important step change.

Its fairly pointless being the richest person in the graveyard, you cant take it with you. But how can you pass on wealth to the next generation or wider community, when and can you afford to? Well, I can show you…

In the UK we are in a high taxation environment and that doesn’t seem set to change any time soon. Despite this, there are still a huge range of allowances and exemptions which too few of us use consistently. I can explain them simply and ensure nothing is missed!

Whether you have elderly parents, worried about becoming a burden yourself and anxious in case something unexpected happens putting your loved ones at risk. Some simple planning and sensible conversations will give you the peace of mind you need.